Vehicle insurance in Thailand is different from that in western countries is several ways. So please read this careful to understand it if you plan to own a vehicle and drive.

All vehicles are required to be insured with the required “government insurance policy” This is issued at the time of purchase and also includes property tax and license plate / registration fees. This provides a very minimal coverage, it is recommended that you get additional insurance through a private insurance company.

Note: If you buy a new car or truck under a loan. It is required that you have top level Private auto insurance (typically costing 15-to-30,000 a year) for the first few years of a new vehicle. After this time frame, the amount of coverage can be reduced, typically lowering the costs to 7 to 10,000 Baht.

There are different liability while in driving in Thailand compared to western countries, both civil and criminal. So again, read carefully that your risks and responsibilities are before driving. 

What to do if you get in a vehicle accident… First, call your insurance company, the number is on the Window sticker if you have a car or truck. Then let them talk to those are the seem and the police if needed.